Chess Coaching

National developments, strategies and ideas.
James Coleman
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Re: Chess Coaching

Post by James Coleman » Wed Dec 09, 2009 10:08 pm

The cheaper version would be missing the video tutorials, playchess subscription, database features etc

John Upham
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Re: Chess Coaching

Post by John Upham » Sun Feb 06, 2011 5:00 pm

I have had a query about insurance for those involved in coaching.

Assuming one is coaching as a private individual does anyone have good advice about obtaining insurance?
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LozCooper

Re: Chess Coaching

Post by LozCooper » Sun Feb 06, 2011 7:03 pm

John Upham wrote:I have had a query about insurance for those involved in coaching.

Assuming one is coaching as a private individual does anyone have good advice about obtaining insurance?
I probably should know the answer but as I don't I suggest contacting the ECF's Manager of Coaching who is sure to know the answer.

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Gareth Harley-Yeo
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Re: Chess Coaching

Post by Gareth Harley-Yeo » Mon Feb 07, 2011 4:02 pm

Just out of curiosity,

What exactly would a chess coach be insuring himself against?

Ian Thompson
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Re: Chess Coaching

Post by Ian Thompson » Mon Feb 07, 2011 5:01 pm

Gareth Harley-Yeo wrote:Just out of curiosity,

What exactly would a chess coach be insuring himself against?
They might want Public Liability insurance and Professional Indemnity insurance.

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Re: Chess Coaching

Post by John Upham » Mon Feb 07, 2011 5:55 pm

Gareth Harley-Yeo wrote:Just out of curiosity,

What exactly would a chess coach be insuring himself against?

The same things that any other coach would insure themselves against I suppose. For example, a guitar or judo coach etc.
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Adam Raoof
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Re: Chess Coaching

Post by Adam Raoof » Tue Feb 08, 2011 10:01 am

All sports coaches, chess clubs and hopefully chess tournaments should have insurance.

http://www.insure4sport.co.uk/

http://www.sportscoverdirect.com/insura ... rance.html
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LozCooper

Re: Chess Coaching

Post by LozCooper » Tue Feb 08, 2011 10:16 am

Adam Raoof wrote:All sports coaches, chess clubs and hopefully chess tournaments should have insurance.

http://www.insure4sport.co.uk/

http://www.sportscoverdirect.com/insura ... rance.html
I've never been asked about insurance though despite being an ECF Accredited Coach :?

Mick Norris
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Re: Chess Coaching

Post by Mick Norris » Tue Feb 08, 2011 12:14 pm

Adam Raoof wrote:All sports coaches, chess clubs and hopefully chess tournaments should have insurance.

http://www.insure4sport.co.uk/

http://www.sportscoverdirect.com/insura ... rance.html
Adam

Why would a Chess Club need insurance? They hire a room so the landlords would provide cover

Cover for trophies and/or equipment is a different matter, although when premiums soared a few years back, many opted for self-insurance

Ditto tournaments

If I am missing something, this is exactly the kind of thing the ECF should be letting all clubs and tournaments know
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LozCooper

Re: Chess Coaching

Post by LozCooper » Tue Feb 08, 2011 12:27 pm

Mick Norris wrote:
Adam Raoof wrote:All sports coaches, chess clubs and hopefully chess tournaments should have insurance.

http://www.insure4sport.co.uk/

http://www.sportscoverdirect.com/insura ... rance.html
Adam

Why would a Chess Club need insurance? They hire a room so the landlords would provide cover

Cover for trophies and/or equipment is a different matter, although when premiums soared a few years back, many opted for self-insurance

Ditto tournaments

If I am missing something, this is exactly the kind of thing the ECF should be letting all clubs and tournaments know
I once asked the office about insurance for borrowing equipment, I was quoted around £140 but subsequently found out from the curator of the equipment that the insurance wouldn't be valid as I don't own it :cry:

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David Shepherd
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Re: Chess Coaching

Post by David Shepherd » Tue Feb 08, 2011 12:37 pm

I think one of the main dangers would be injury caused by tripping over a dangerously placed computer lead. Having seen this happen in a work context, although rare it is a real danger. I am not sure if there was a claim in that case, but there could well have been as the injury was severe and I imagine the site of someone being carried to an ambulance receiving oxygen would be even more stressful if no insurance is in place.

Alex McFarlane
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Re: Chess Coaching

Post by Alex McFarlane » Tue Feb 08, 2011 12:46 pm

There are many halls nowadays which require the person/organisation using the premises to take out Public Liability Insurance, usually with a minimum value of £5m. I think with local authority cutbacks this may become more common. I've also used University premises where this was required. The owners usually insist on seeing that cover has been arranged before completing the contract.

For peace of mind, it may be worth taking out PLI insurance anyway to cover accidents caused by things like cables not taped down, though negligence often voids a policy.

Certainly some policies will not cover borrowed equipment but I believe that policies are available which cover hired equipment. Some policies will only cover the equipment whilst at the venue and not in transit. The excess often means that it is unlikely that any claim on equipment will be made anyway so its purchase should be thought about carefully. It may be worth taking the risk.

John Upham
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Re: Chess Coaching

Post by John Upham » Tue Feb 08, 2011 1:02 pm

Mick Norris wrote:
If I am missing something, this is exactly the kind of thing the ECF should be letting all clubs and tournaments know
See the two pdf documents attached.

Thanks to The Office for sending these to me.
Attachments
Club-Insurance-Renewal-Application-Form.pdf
Renewal application form
(308.14 KiB) Downloaded 71 times
Insurance-Key-Facts-Statement.pdf
Key facts document
(222.17 KiB) Downloaded 49 times
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Steve Rooney
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Re: Chess Coaching

Post by Steve Rooney » Tue Feb 08, 2011 1:19 pm

We use the insurer as recommended by ECF a few years back for our club which meets at a school although not during school time. Not sure if it's the same insurer as the above as I don't have details to hand.

Insurance is one of our major expenses but for peace of mind and to reassure parents that it is a properly organised set-up, I believe it is worth it. It doesn't absolve you from carrying out proper risk management however, so those stray cables still need to be watched!

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Adam Raoof
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Re: Chess Coaching

Post by Adam Raoof » Thu Feb 10, 2011 10:26 am

Mick Norris wrote:Adam

Why would a Chess Club need insurance? They hire a room so the landlords would provide cover

Cover for trophies and/or equipment is a different matter, although when premiums soared a few years back, many opted for self-insurance

Ditto tournaments

If I am missing something, this is exactly the kind of thing the ECF should be letting all clubs and tournaments know
You hope that the landlords provide cover. Have you checked?

Often public liability (third party) insurance provides cover for a landlord as the property owner if held legally liable for accidental bodily injury to members of the public, or accidental damage to their property while the premises are being hired.

This insurance, however, doesn't necessarily extend to indemnify any outside groups hiring the premises.
Adam Raoof IA, IO
The Chess Circuit - https://chesscircuit.substack.com/
Tornelo - https://tornelo.com/chess/orgs/chess-england
Simon Williams "The Ginger GM" - https://gingergm.com/ref/106.html
Don’t stop playing chess!

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